Help to Buy
Available on eligible properties
Help to Buy
Help to Buy is a Government initiative designed to offer financial help to new and existing homeowners. Whether you’re a first time buyer or a homeowner looking to move, there are Help to Buy options available.
An Equity Loan is a low-interest loan from the Government towards your deposit, allowing you to buy 100% of your home.
- Just 5% deposit required
- The Government will lend you up to 20% of your purchase price
- You need to take out a mortgage for the remaining 75%
- Pay back the loan after 25 years or when you sell your home
- Pay back part or all of your loan at any time.
- Available for first time buyers and homeowners looking to move
- Only available on new-build homes
- The purchase price must be under £600,000.
Eligible applicants will be offered an equity loan of up to 20% of the purchase price by the HCA who will hold a second charge on the property.
Applicants are required to find the balance of the purchase price by a deposit and a repayment (not interest only) mortgage.
Applicants are required to obtain their mortgage from a qualified lending institution.
The Equity loan is repayable upon sale based on the relevant percentage of the sale value.
In any event it must be repaid by the 25th anniversary.
There is no interest in the first five years. The interest rate in the sixth year is 1.75% per annum payable on the amount funded originally but reduced to reflect any partial repayment. The rate increase each year thereafter by RPI + 1% per annum and will never reduce. Interest is payable monthly.
To find out more about Help to Buy, please visit www.helptobuy.gov.uk
LAUNCHING 18TH-19TH AUGUST.Darlington House, an exclusive development of four luxury apartments nestled in the idyllic town of Weybridge in Surrey and just a stone's throw from the bustling high street and nearby towpaths of the river Thames. An elegant collection of desirable apartments, these spacious homes ranging from 1,333 sq ft to 1,993 sq ft, benefit from the highest specification and unprecedented attention to detail. This classically detailed, substantial new building has been designed and constructed with our customers in mind. Sitting proudly it forms a sensitive addition to this sought after area. Completion Late Autumn 2018. View Development
Two beautifully designed bespoke 5 bedroom detached homes set in the prestigious Coombe Hill Estate, a private residential estate located between Wimbledon Village and Kingston upon Thames. It is an area well known for its wide open spaces, with two private golf clubs, excellent local schools (preparatory and senior) and easy access to both Richmond Park, Wimbledon Common and direct links to London.View Development
ALL PLOTS SOLD - PHASE II COMING SOON.An exclusive development of ten stunning 3 and 4 bedroom new homes set in the historic and quaint village of Chilworth, Surrey, just South East of Guildford. This development is part of the Help to Buy scheme for first time buyers. View Development
50% NOW RESERVED - OPEN SATURDAYS 10AM - 4PM. ***STAMP DUTY PAID FOR ANY RESERVATIONS TAKEN IN AUGUST TO FIRST TIME BUYERS*** A luxurious collection of 1, 2 and 3 bedroom apartments nestled within Whyteleafe Hill, Surrey. These exclusive properties are ideally situated between the thriving town centres of Caterham and Purley, and also benefit from excellent transport links via the two nearby train stations and motorways. This development is part of the Help to Buy scheme.View Development
LAUNCHING 25TH - 26TH AUGUST OPEN 10AM - 4PM.Oldfield Meadow, an exclusive development of seven luxury new homes in Haywards Heath, comprising two, three and four-bedroom properties set in a semi-rural location. Tucked away from it all, these properties are located in an idyllic haven to the east of Haywards Heath surrounded by the beautiful rural setting. Close to the town centre and with Haywards Heath railway station just 2.5 miles away, they're perfectly placed for commuting to both London and Brighton. Completion Late Autumn 2018. View Development
Rivermount comprises of two beautifully appointed, detached four bedroom homes and two stylish semi-detached two bedroom homes. The elegant exteriors take their cues from the location’s Edwardian vernacular architecture, adding a modern twist that lends the development a timeless elegance.View Development