Help to Buy
Available on eligible properties
Help to Buy
Help to Buy is a Government initiative designed to offer financial help to new and existing homeowners. Whether you’re a first time buyer or a homeowner looking to move, there are Help to Buy options available.
An Equity Loan is a low-interest loan from the Government towards your deposit, allowing you to buy 100% of your home.
- Just 5% deposit required
- The Government will lend you up to 20% of your purchase price
- You need to take out a mortgage for the remaining 75%
- Pay back the loan after 25 years or when you sell your home
- Pay back part or all of your loan at any time.
- Available for first time buyers and homeowners looking to move
- Only available on new-build homes
- The purchase price must be under £600,000.
Eligible applicants will be offered an equity loan of up to 20% of the purchase price by the HCA who will hold a second charge on the property.
Applicants are required to find the balance of the purchase price by a deposit and a repayment (not interest only) mortgage.
Applicants are required to obtain their mortgage from a qualified lending institution.
The Equity loan is repayable upon sale based on the relevant percentage of the sale value.
In any event it must be repaid by the 25th anniversary.
There is no interest in the first five years. The interest rate in the sixth year is 1.75% per annum payable on the amount funded originally but reduced to reflect any partial repayment. The rate increase each year thereafter by RPI + 1% per annum and will never reduce. Interest is payable monthly.
To find out more about Help to Buy, please visit www.helptobuy.gov.uk
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Oldfield Meadow, an exclusive development of seven luxury new homes in Haywards Heath, comprising two, three and four-bedroom properties set in a semi-rural location.View Development
Darlington House, an exclusive development of four luxury apartments nestled in the idyllic town of Weybridge in Surrey and just a stone's throw from the bustling high street and nearby towpaths of the river Thames. An elegant collection of desirable apartments, these spacious homes ranging from 1,333 sq ft to 1,993 sq ft, benefit from the highest specification and unprecedented attention to detail.View Development
ALL NOW SOLD - PHASE II COMING SOON.An exclusive development of ten stunning 3 and 4 bedroom new homes set in the historic and quaint village of Chilworth, Surrey, just South East of Guildford. This development is part of the Help to Buy scheme for first time buyers. View Development
Two beautifully designed bespoke 5 bedroom detached homes set in the prestigious Coombe Hill Estate, a private residential estate located between Wimbledon Village and Kingston upon Thames. It is an area well known for its wide open spaces, with two private golf clubs, excellent local schools (preparatory and senior) and easy access to both Richmond Park, Wimbledon Common and direct links to London.View Development
Rivermount comprises of two beautifully appointed, detached four bedroom homes and two stylish semi-detached two bedroom homes. The elegant exteriors take their cues from the location’s Edwardian vernacular architecture, adding a modern twist that lends the development a timeless elegance.View Development
COMING SOON.The Brambles - an exclusive development of four luxury, semi detached 4 bedroom new homes in Lindfield, built to Concept Developments' highly regarded exquisite finish. Perfect for enjoying village life in Lindfield, rich with quintessential English charm and warmth. Launching 2019 - Register your interest now. View Development
COMING SOON.An exciting opportunity to own one of only two luxurious, semi detached 4 bedroom new homes in Barnes, with open-plan living spaces and private gardens built to Concept developments' highly regarded exquisite finish. Each home offers modern living in the centre of one of London's most attractive locations. View Development
PHASE II OF OUR HIGHLY SUCCESSFUL ALDER GROVE DEVELOPMENT - COMING SOON. Register your interest for further information.View Development