Help to Buy

Available on eligible properties

Help to Buy

Help to Buy is a Government initiative designed to offer financial help to new and existing homeowners. Whether you’re a first time buyer or a homeowner looking to move, there are Help to Buy options available.


An Equity Loan is a low-interest loan from the Government towards your deposit, allowing you to buy 100% of your home.

  • Just 5% deposit required
  • The Government will lend you up to 20% of your purchase price
  • You need to take out a mortgage for the remaining 75%
  • Pay back the loan after 25 years or when you sell your home
  • Pay back part or all of your loan at any time.
  • Available for first time buyers and homeowners looking to move
  • Only available on new-build homes
  • The purchase price must be under £600,000.


If you can’t afford the mortgage on 100% of a home, you have the option to buy a share in the property and pay rent on the remaining share.

  • Buy between 25-75% of a home, and pay rent on the rest
  • Available for first time buyers, those who used to own a home but can no longer afford to, and households earning less than £80,000 a year
  • You can buy more of your home after you become the owner
  • Shared Ownership properties are leasehold.


To find out more about Help to Buy, please visit

Help to Buy Eligible Properties